{"id":528,"date":"2022-02-26T17:14:24","date_gmt":"2022-02-26T16:14:24","guid":{"rendered":"https:\/\/garusmarianna.pl\/?page_id=528"},"modified":"2022-02-27T00:13:03","modified_gmt":"2022-02-26T23:13:03","slug":"plan-finansowy","status":"publish","type":"page","link":"https:\/\/garusmarianna.pl\/?page_id=528","title":{"rendered":"Plan Finansowy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"528\" class=\"elementor elementor-528\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e67c09e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e67c09e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f267ce0\" data-id=\"f267ce0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b1c867 elementor-widget elementor-widget-image\" data-id=\"2b1c867\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"750\" height=\"500\" src=\"https:\/\/garusmarianna.pl\/wp-content\/uploads\/2022\/02\/shutterstock_438246025-1024x683-plan-finansowy.jpg\" class=\"attachment-large size-large wp-image-531\" alt=\"\" srcset=\"https:\/\/garusmarianna.pl\/wp-content\/uploads\/2022\/02\/shutterstock_438246025-1024x683-plan-finansowy.jpg 1024w, https:\/\/garusmarianna.pl\/wp-content\/uploads\/2022\/02\/shutterstock_438246025-1024x683-plan-finansowy-300x200.jpg 300w, https:\/\/garusmarianna.pl\/wp-content\/uploads\/2022\/02\/shutterstock_438246025-1024x683-plan-finansowy-768x512.jpg 768w, https:\/\/garusmarianna.pl\/wp-content\/uploads\/2022\/02\/shutterstock_438246025-1024x683-plan-finansowy-600x400.jpg 600w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-66b8ac5f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"66b8ac5f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6be7aa55\" data-id=\"6be7aa55\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b2d9f94 elementor-widget elementor-widget-text-editor\" data-id=\"7b2d9f94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Plan finansowy<\/strong> jest to opracowanie, kt\u00f3re zawiera uporz\u0105dkowany zbi\u00f3r informacji na temat sytuacji finansowej osoby, dla kt\u00f3rej plan zosta\u0142 skonstruowany.<\/p><p>Najwa\u017cniejsz\u0105 cz\u0119\u015b\u0107 Planu Finansowego to dok\u0142adne zdefiniowanie sytuacji finansowej w tym momencie \u017cyciowym, gdzie k\u0142adzie si\u0119 nacisk na:<\/p><ul><li>okre\u015blenie jakimi dysponuje aktywami<img decoding=\"async\" class=\"alignright wp-image-539 size-medium\" src=\"https:\/\/garusmarianna.pl\/wp-content\/uploads\/2022\/02\/Plan-Finansowy-ma\u0142y-3-211x300.png\" alt=\"\" width=\"211\" height=\"300\" srcset=\"https:\/\/garusmarianna.pl\/wp-content\/uploads\/2022\/02\/Plan-Finansowy-ma\u0142y-3-211x300.png 211w, https:\/\/garusmarianna.pl\/wp-content\/uploads\/2022\/02\/Plan-Finansowy-ma\u0142y-3.png 419w\" sizes=\"(max-width: 211px) 100vw, 211px\" \/><\/li><li>jakie posiada zobowi\u0105zania<\/li><li>jakie posiada przep\u0142ywy miesi\u0119czne i roczne<\/li><li>w jaki spos\u00f3b przychody s\u0105 zarz\u0105dzane<\/li><li>jakie s\u0105 wzajemne relacje mi\u0119dzy aktywami i pasywami<\/li><li>pokazuje przesz\u0142o\u015b\u0107 finansow\u0105 osoby<\/li><li>definiuj cele na przysz\u0142o\u015b\u0107<\/li><li>okre\u015bla zakres Planu Finansowe poprzez zdefiniowani os\u00f3b, kt\u00f3re nale\u017cy w Planie uj\u0105\u0107<\/li><\/ul><p>Te aspekty pozwalaj\u0105 na dokonanie niezale\u017cnej,\u00a0zewn\u0119trznej oceny sposobu zarz\u0105dzania w\u0142asnymi pieni\u0119dzmi.\u00a0 Pozwala to wst\u0119pnie oceni\u0107 i zdiagnozowa\u0107 przyczyny problem\u00f3w finansowych.\u00a0 Na tym etapie Plan Finansowy dokonuje aktualnej oceny stanu finans\u00f3w osobistych takich jakimi one s\u0105. Ocenia w jaki spos\u00f3b traktowane s\u0105 pieni\u0105dze.\u00a0 Jest to podstawa i punkt wyj\u015bcia do budowania przysz\u0142o\u015bci finansowej opartej o planowanie finansowe zgodnie z propagowanymi zasadami Z\u0142otej Proporcji.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-51751d5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"51751d5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-423cff4\" data-id=\"423cff4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6c3f86f elementor-widget elementor-widget-video\" data-id=\"6c3f86f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;vimeo&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<iframe class=\"elementor-video-iframe\" allowfullscreen allow=\"clipboard-write\" title=\"vimeo Odtwarzacz filmu\" src=\"https:\/\/player.vimeo.com\/video\/357606530?color&amp;autopause=0&amp;loop=0&amp;muted=0&amp;title=1&amp;portrait=1&amp;byline=1&amp;h=168dcd3c46#t=\"><\/iframe>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-27fcbef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"27fcbef\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d0879ba\" data-id=\"d0879ba\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a09e7f elementor-widget elementor-widget-text-editor\" data-id=\"0a09e7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><span style=\"color: #ff0000;\"><strong>WYPE\u0141NIJ PONI\u017bSZY FORMULARZ I ODDZWONIMY<\/strong><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-120f2d6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"120f2d6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-a344f51\" data-id=\"a344f51\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-f9a1f29\" data-id=\"f9a1f29\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e8b9541 elementor-widget elementor-widget-html\" data-id=\"e8b9541\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<form accept-charset=\"UTF-8\" action=\"https:\/\/mail.andrzejfesnak.pl\/subscribe.php\" method=\"POST\"><div id=\"sqm-liveform\" data-enhance=\"false\" style=\"border-width: 0px; border-radius: 20px; background: rgba(0, 0, 0, 0); border-color: rgb(0, 0, 0); color: rgb(0, 0, 0); padding: 20px; border-style: solid;\">  \r\n                                    <div class=\"sqm-description\" style=\"margin-bottom: 20px; width: 100%; float: none; padding-right: 0px; display: none;\">\r\n                                        przyk\u0142adowy opis                                    <\/div>\r\n                                    <div class=\"sqm-form\" style=\"float: none; width: 100%;\">\r\n                                        <div class=\"sqm-fields\" style=\"float: none;\"><div class=\"sqm-form-group\" style=\"margin: 10px 0px; display: block;\"><label for=\"sqm-femail\" style=\"width: inherit;\">Adres e-mail<\/label><input type=\"text\" name=\"email\" class=\"form-control sqm-textinput\" id=\"sqm-femail\" value=\"\" data-placeholder=\"Adres e-mail\" placeholder=\"Adres e-mail\" onblur=\"this.style.backgroundColor = '#ffffff'; this.style.color = '#000000'; this.style.borderColor = '#3f51b5'; \" onfocus=\"this.style.backgroundColor = '#d7d7d7'; this.style.color = '#3f51b5'; this.style.borderColor = '#ffffff'; \" style=\"background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); border-color: rgb(63, 81, 181); width: 100%; display: block;\"><\/div><div class=\"sqm-form-group\" style=\"margin: 10px 0px; display: block;\"><label for=\"sqm-ffname\" style=\"width: inherit;\">Imi\u0119<\/label><input type=\"text\" name=\"fname\" class=\"form-control sqm-textinput\" id=\"sqm-ffname\" value=\"\" data-placeholder=\"Imi\u0119\" placeholder=\"Imi\u0119\" onblur=\"this.style.backgroundColor = '#ffffff'; this.style.color = '#000000'; this.style.borderColor = '#3f51b5'; \" onfocus=\"this.style.backgroundColor = '#d7d7d7'; this.style.color = '#3f51b5'; this.style.borderColor = '#ffffff'; \" style=\"background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); border-color: rgb(63, 81, 181); width: 100%; display: block;\"><\/div><div class=\"sqm-form-group\" style=\"margin: 10px 0px; display: block;\"><label for=\"sqm-flname\" style=\"width: inherit;\">Nazwisko<\/label><input type=\"text\" name=\"lname\" class=\"form-control sqm-textinput\" id=\"sqm-flname\" value=\"\" data-placeholder=\"Nazwisko\" placeholder=\"Nazwisko\" onblur=\"this.style.backgroundColor = '#ffffff'; this.style.color = '#000000'; this.style.borderColor = '#3f51b5'; \" onfocus=\"this.style.backgroundColor = '#d7d7d7'; this.style.color = '#3f51b5'; this.style.borderColor = '#ffffff'; \" style=\"background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); border-color: rgb(63, 81, 181); width: 100%; display: block;\"><\/div><div class=\"sqm-form-group\" style=\"margin: 10px 0px; display: block;\"><label for=\"sqm-fphone\" style=\"width: inherit;\">Telefon<\/label><input type=\"text\" name=\"phone\" class=\"form-control sqm-textinput\" id=\"sqm-fphone\" value=\"\" data-placeholder=\"Telefon\" placeholder=\"Telefon\" onblur=\"this.style.backgroundColor = '#ffffff'; this.style.color = '#000000'; this.style.borderColor = '#3f51b5'; \" onfocus=\"this.style.backgroundColor = '#d7d7d7'; this.style.color = '#3f51b5'; this.style.borderColor = '#ffffff'; \" style=\"background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); border-color: rgb(63, 81, 181); width: 100%; display: block;\"><\/div><div class=\"sqm-form-group\" style=\"margin: 10px 0px; display: block;\"><label for=\"sqm-f41\" style=\"width: inherit;\">Wyb\u00f3r Doradcy<\/label><select name=\"fields[41]\" id=\"sqm-f41\" class=\"form-control sqm-textinput\" onblur=\"this.style.backgroundColor = '#ffffff'; this.style.color = '#000000'; this.style.borderColor = '#3f51b5'; \" onfocus=\"this.style.backgroundColor = '#d7d7d7'; this.style.color = '#3f51b5'; this.style.borderColor = '#ffffff'; \" style=\"background-color: rgb(255, 255, 255); color: rgb(0, 0, 0); border-color: rgb(63, 81, 181); width: 100%; display: block;\"><option value=\"Marianna Garus, EFC\u00ae \">Marianna Garus, EFC\u00ae <\/option><option value=\"dr Andrzej Fesnak, EFC\u00ae\">dr Andrzej Fesnak, EFC\u00ae<\/option><\/select><\/div><\/div>\r\n                                        <div id=\"sqm-coregister\" style=\"display: none;\">\r\n                                            <h5 id=\"sqm-coregister-text\">Zapisz mnie r\u00f3wnie\u017c na poni\u017csze listy:<\/h5>\r\n                                        <\/div>\r\n                                        <div id=\"sqm-submit-box\" style=\"width: 100%; text-align: left; float: none;\"><div id=\"sqm-submit1\" class=\"sqm-form-group form-group\" style=\"margin: 10px 0px; text-align: center; display: block;\"><input type=\"submit\" class=\"sqm-submit\" id=\"sqm-submit\" value=\"Zapisuj\u0119 si\u0119 na konsultacje - Klikam! \" style=\"border-style: solid; background: rgb(63, 81, 181); color: rgb(255, 255, 255); border-color: rgb(102, 181, 240); border-width: 0px 0px 4px; border-radius: 10px; padding: 7px 25px; margin: 0px; font-size: 16px;\" onmouseover=\"this.style.backgroundColor = '#98c8eb';\" onmouseout=\"this.style.backgroundColor = '#3f51b5';\"><\/div>\r\n                                            \r\n                                        <\/div>\r\n                                    <\/div>\r\n                                    <div style=\"clear: both;\"><\/div>\r\n                                <\/div><input type=\"hidden\" name=\"mlid\" value=\"324\" \/>\r\n<input type=\"hidden\" name=\"req\" value=\"email:fname:lname:phone:41\" \/>\r\n<input type=\"hidden\" name=\"coregister\" value=\"\" \/>\r\n\r\n<\/form>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1a23d08\" data-id=\"1a23d08\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a7c89d5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a7c89d5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-329e4db\" data-id=\"329e4db\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1095610 elementor-widget elementor-widget-text-editor\" data-id=\"1095610\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ffffff;\">Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Plan finansowy jest to opracowanie, kt\u00f3re zawiera uporz\u0105dkowany zbi\u00f3r informacji na temat sytuacji finansowej osoby, dla kt\u00f3rej plan zosta\u0142 skonstruowany.&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-528","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/garusmarianna.pl\/index.php?rest_route=\/wp\/v2\/pages\/528","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/garusmarianna.pl\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/garusmarianna.pl\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/garusmarianna.pl\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/garusmarianna.pl\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=528"}],"version-history":[{"count":26,"href":"https:\/\/garusmarianna.pl\/index.php?rest_route=\/wp\/v2\/pages\/528\/revisions"}],"predecessor-version":[{"id":559,"href":"https:\/\/garusmarianna.pl\/index.php?rest_route=\/wp\/v2\/pages\/528\/revisions\/559"}],"wp:attachment":[{"href":"https:\/\/garusmarianna.pl\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=528"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}